Running a business is no easy task. There are always unforeseen costs and setbacks. Fortunately, there is business insurance, which helps minimize the financial burden of common exposures. Without insurance, one major setback could put your in risk.
There are many different types of business insurance policies that cover a wide range of industry specific exposures.
Listed below are few of the most common ones:
■ Property insurance covers your building, equipment or inventory if it is damaged by a covered cause of loss, or if you experience a loss due to theft.
■ General liability Insurance pays for your defense and any resulting damages if your product or service causes damage or harm. It can also cover medical bills if a patron is injured on your premises.
■ Workers’ compensation Insurance is required by law and provides coverage for employees who are injured on the job.
■ Commercial Auto Insurance is important if you or your employees drive a car.
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